Data Controller and Scope
Visionary Financial & Systems, is responsible for the processing of personal data collected
through its website and electronic communications. This policy applies only to online-collected data.
Types of Data Collected
a) Provided by user: name, address, email, phone, financial information ($500-$7,000), credit history, and
correspondence.
b) Automatically collected: IP, browser, pages visited, approximate geolocation, cookies.
Purpose of Data Processing
1. Provide credit management service.
2. Communicate with customers.
3. Improve website.
4. Billing and collection.
5. Fraud prevention and credit risk analysis.
6. Marketing (with consent).
Legal Bases
Contract, consent, legitimate interest, and legal compliance (e.g., FACTA, FCRA).
Data Retention
We retain data as long as the user relationship or legal obligations exist. Sensitive data will be anonymized or deleted
when no longer needed.
Data Sharing
Shared with service providers, legal authorities, and in mergers/acquisitions. No personal data is sold.
User Rights
Users can access, correct, delete, oppose processing, withdraw consent, and request data portability (under applicable
law).
Cookies and Tracking
Essential cookies for navigation; analytics/marketing cookies require prior consent. Cookies can be disabled via
browser.
Security
We use encryption, access controls, and monitoring. No system is 100% secure. Breaches will be notified as required by law.
Minors
Site not intended for users under 18. Data from minors will be deleted.
Changes
Policy may be updated. Continued use implies acceptance.
Contact
Contact: info@visionaryfinancialsystems.com