Terms of Service Authorization

 

Visionary Finance provides a service exclusively for document assistance and administrative guidance, with the sole purpose of guiding the client so that they personally complete, sign, and submit their applications directly through the official platforms of financial institutions.

 

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•Visionary Finance is not a lender or financial institution.

•We do not manage or receive loan funds.

•We do not negotiate interest rates or terms with the lender.

•We do not guarantee loan approval nor influence the lender’s decision.

 

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For the provision of this service, the client shall pay Visionary Finance a fixed fee previously agreed upon, which will be disclosed to the client prior to initiating the advisory process.

This payment is charged solely for document and administrative assistance and does not depend on the loan amount approved or the outcome of the application.

Payment must be made through the available methods (e.g., Zelle, bank transfer, credit/debit card) upon completion of the advisory session.

 

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All personal information provided by the client will be used exclusively for the preparation and guidance process of the loan application and will not be shared or used for any other purpose unrelated to the contracted service, except when required by law.

 

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Visionary Finance acts solely as a document assistance service and is not responsible for the credit decision, loan terms, interest rates, approved amounts, disbursement of funds, or any claims related to the loan granted by the financial institution.

Any dispute, complaint, or claim regarding the loan must be directed exclusively to the financial institution.

 

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The client acknowledges that if they choose not to proceed with the loan after receiving assistance, they agree to pay an administrative fee of $50, intended to cover the time and resources invested in providing the service.

This fee is not a penalty, but an operational cost for services rendered, regardless of whether the loan is approved or denied by the financial institution.

 

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Any additional payment or gratuity made by the client to Visionary Finance is entirely voluntary and shall not be considered a commission, brokerage fee, or any form of compensation related to the approval or amount of the loan. Such payments are not required and do not influence the client’s loan application process or approval decision.

 

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By checking the acceptance boxes and clicking “I Accept,” the client confirms that they have read and understood these Terms and Conditions, and that this action constitutes their electronic signature in accordance with the ESIGN Act and the UETA.