Privacy Policy and Data Management
Data Controller and Scope
Visionary Finance & Systems is responsible for processing the personal data collected through our website and electronic communications. This policy applies exclusively to data collected online.
Types of Data Collected
a) Provided by the user: name, address, email, phone number, financial information (estimated application amount), credit history, and correspondence.
b) Automatically collected: IP address, browser type, pages visited, approximate geolocation, and cookies.
Purpose of Data Processing
1.Provide document assistance and guidance.
2.Communicate with clients.
3.Improve the website and user experience.
4.Billing and service payment processing.
5.Fraud prevention and credit risk analysis.
6.Marketing (only with explicit consent).
Legal Basis
Contract, user consent, legitimate interest, and compliance with applicable laws (FACTA, FCRA, FIPA).
Data Retention
Data will be retained as long as the contractual relationship exists or as required by legal obligations. Once completed, data will be securely deleted or anonymized.
Data Sharing
We may share information with service providers, legal authorities when required, and during mergers or acquisitions. We do not sell personal data to third parties.
User Rights
Users may request access, correction, deletion, objection to processing, withdrawal of consent, and data portability in accordance with applicable law.
Cookies and Tracking
We use essential cookies for navigation. Analytical or marketing cookies require prior consent. Users may disable them through their browser settings.
Information Security
We implement encryption, access controls, and continuous monitoring. No system is 100% secure; however, in the event of a data breach, we will notify the user and authorities as required by Florida law (FIPA) within no more than 30 days.
Minors
This site is not intended for individuals under 18 years old. If we detect data from minors, it will be promptly deleted.
Policy Changes
We may update this policy when necessary. Continued use of the site constitutes acceptance of these changes.
Jurisdiction
This policy is governed by the laws of the State of Florida and applicable U.S. federal laws