Broker Fee and Disclaimer By submitting this application, the client acknowledges and agrees that Visionary Financial & Systems, as the intermediary and financial manager, will apply a one-time Broker Fee equivalent to 20% of the gross amount approved by the selected financial institution. This fee will not be automatically deducted from the loan, but must be paid directly to Visionary Financial & Systems once the funds have been deposited into the applicant’s account. This fee covers consulting services, financial analysis, origination, document management, and the search for credit solutions tailored to the client’s profile. The client understands that the remainder of the loan must be repaid exclusively to the financial institution that approves the loan, in accordance with its own terms and conditions. Disclaimer and Waiver of Claims By signing or electronically accepting the claim, the applicant expressly and irrevocably waives any claim, dispute, complaint, demand or legal action against Visionary Financial & Systems, its affiliates, representatives, consultants or associated personnel, related to the aforementioned commission, the intermediation process or the result of the credit granted. He also acknowledges that he has received a clear and transparent explanation of the service provided, that he has voluntarily requested this financial support, and that the 20% payment constitutes fair compensation for the services received.